13 Chatham Ln, Palmyra, VA

$524,900

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4

Beds

Baths

2,112

Square feet

0.49

Acres

About 13 Chatham Ln

Waterfront Paradise Awaits! Lowest-Priced Lakefront Home with Private Dock – Don’t miss this stunning 4-bed, 2.5-bath Cape Cod retreat on 126 feet of pristine waterfront in the exclusive Lake Monticello community. Priced to sell as the lowest-priced lakefront home, this move-in-ready home features over $100,000 in upgrades, offering an unbeatable value! Inside, enjoy a bright main-level primary suite with a luxurious bath, double vanity, and spacious walk-in closet. The upgraded kitchen boasts new stainless-steel appliances, sleek flooring, modern lighting, and energy-efficient windows with incredible water views. The finished walk-out basement includes a bedroom (or family room), new washer/dryer, bath rough-in, and a large workshop for extra storage. Outside, new concrete steps lead to a refreshed private boat dock with new decking. A single-car garage adds convenience. Lake Monticello offers 22 miles of shoreline, a PGA golf course, tennis and pickleball courts, an Olympic pool, and more. Whether a year-round retreat or a weekend getaway, this home has it all!

Features of 13 Chatham Ln

MLS® # 662771
Price $524,900
Bedrooms 4
Bathrooms 2.50
Full Baths 2
Half Baths 1
Square Footage 2,112
Acres 0.49
Year Built 1984
Type Residential
Sub-Type Detached
Style Cape Cod
Status Active

Community Information

Address 13 Chatham Ln
Subdivision LAKE MONTICELLO
City Palmyra
County Fluvanna
State VA
Zip Code 22963

Amenities

Amenities Basketball Court, Boat Dock, Boat Ramp, Clubhouse, Golf Course, Picnic Area, Playground, Tennis Court(s), Trail(s), Water, Beach Rights
Utilities Other
Features Gated
Parking Detached, Garage Faces Front, Garage
# of Garages 1
View Trees/Woods, Water
Is Waterfront Yes
Has Pool No

Interior

Interior Carpet, Luxury Vinyl Plank
Interior Features Double Vanity, Primary Downstairs, Remodeled, Walk-In Closet(s), Breakfast Area, Recessed Lighting, Utility Room
Appliances Dishwasher, Electric Range, Disposal, Microwave, Refrigerator, Dryer, Washer
Heating Central, Electric, Forced Air, Heat Pump
Cooling Central Air, Heat Pump
Fireplace Yes
# of Fireplaces 1
Fireplaces One, Gas Log
Stories One and One Half
Has Basement Yes
Basement Exterior Entry, Heated, Interior Entry, Partially Finished, Walk-Out Access

Exterior

Exterior Features Dock
Lot Description Wooded, Waterfront
Construction Stick Built

School Information

Elementary Central (Fluvanna)
Middle Fluvanna
High Fluvanna

Additional Information

Date Listed April 4th, 2025
Days on Market 7
Zoning R-4 Residential
Foreclosure No
Short Sale No
HOA Fees 1267
HOA Fees Freq. Annually

Listing Details

OfficeRE/MAX GATEWAY

Listing Map

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